By Adriana Cabrera
The prospect of buying a home can be daunting, especially for first-time homebuyers who may be saddled with student loans, car payments and credit card debt.
But with planning – and some discipline – potential homeowners can make their dream of home ownership a reality. Here are some tips to help you through the process.
Create a budget
Begin by gaining an understanding of your income and expenses. On an Excel spreadsheet or a free budgeting app, enter your monthly...